Restructuring and Refinancing

More specific Information on restructuring and reorganising and the available refinancing products can be found by clicking on the appropriate page links to the right or alternatively by visiting the Harrisons ("HFM") via the link via also to the right hand side of the page.

This section of the website has been specifically designed for businesses and individuals experiencing or forecasting financial difficulties and which following our free business review and consultation process, would benefit from a strategic restructuring plan, one or more of the following finance products, or a combination of both.

  • Invoice Finance
  • Enterprise Loan Guarantee Scheme
  • Factoring
  • Mortgages, Secured and Directors Loans
  • Invoice Discounting
  • Bank Overdrafts
  • Asset Based Lending
  • Business Angels / Private Investors
  • Stock and Trade Finance
  • Venture Capital
  • Asset Finance

Examples of those who may benefit from the refinancing and restructuring solutions are detailed below: -

Limited companies, sole traders and partnerships that have become victims of their own success, having undergone rapid growth without the capital base required to sustain it. (“Overtrading”)

Limited companies, sole traders and partnerships that have historically been successful but for some reason have hit upon difficult times due to short term market sector problems, bad debts etc.

New start up businesses finding it difficult to raise capital.

Limited companies, sole traders and partnerships which have historically struggled, but which now have real prospects of future growth and profitability.

If you do not fall directly into any of the categories listed above, you should not deter from engaging BRA to undertake a free business review, during which it is likely real solutions to your problems will be identified.